Ken McIlroy's book ABCs of Real Estate Investing is a must, as is The Millionaire Real Estate InvestorThe former illustrates the mechanics of the numbers within real estate investing better than anything else I've read, and the latter presents a beautifully simple path to wealth through real estate that is inspiring due to the approachability of it. 

If they will do a loan with less than 1, the pricing takes a hit.I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

My example is just an example, but I hopefully illustrate what I'm trying to say .

If they will do a loan with less than 1, the pricing takes a hit.I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

If the illustration isn't showing about 85% cash value to premium at the end of the first year, it is not maximized. 

Jose, the members who generate business best from the forums add value by describing their real estate experiences and, in the process, they illustrate their expertise and business comes to them. 

To illustrate, if the monthly rent is $1,000, the highest amount of security deposit that can be charged for a one-year lease is $1,500, which is equivalent to 1.5 times the monthly rent.If this is something you are interested in, just let me know so that I can help you.  

The property must meet several other requirements, as illustrated below.If you would like to learn more about our processes and what we can do for you, DM me.

You have not poised a specific example illustrating a need for a solution other than ask for text to a POA and contents of a letter to write to insurance companies, so how is anyone supposed to comment on one?  

There's actually a lot more to the whole equation, and it's been talked to death, but let me quickly illustrate a few more advantages to mortgage debt.- it's deductible on your taxes, provided you itemize (which every real estate investor should)- you're borrowing in today's dollars, but paying in future dollars; inflation over time for the USD tends to hover around 2% per year (Fed's goal, although at the moment it's slightly less), and mortgages right now are well below 4%, thus really meaning that you end up with only a <2% cost year on year, all else being equal- the cash you haven't spent on your property can go to other places, such as more real estate, the stock market (historical long-term yields of 7.5%), or giant billboards with you making a silly face on them (yield: priceless) All that being said, make sure you have a bit of a buffer and a few exit strategies.