It's worth forfeiting the interest rate at 4% if it means you can generate a better return with the capital you deploy.

You have a savings account tax deferred that always generates growth & yields dividends.

Here are a few considerations to help you decide between a 4-plex and a duplex:Cash Flow and Returns: A 4-plex typically generates more rental income compared to a duplex, potentially offering better cash flow and returns.

Ty Hi Nicholas,I am new to Real Estate Investing as well and dedicating some of my time reading books, listening to podcasts and learning terminologies which I think would help us immensely in understanding the content we consume.House hack is a real estate terminology that means generating passive income from renting a part of your own property (i.e., a room, space, etc.) while living in the same property yourself.Hope this helps!

My goal is to generate a monthly net income of $5,000 to $6,000 from such investments, with the broader aim of retiring early.I would love to hear your thoughts on what you would do if you were in my circumstances. 

That’s the beauty of the BRRRR method – you’re building equity and generating cash flow at the same time.So, in a nutshell:Equity: The $50k equity left in the property.Cash Flow: The ongoing rental income after expenses.Keep leveraging these strategies, and you’ll see your portfolio grow steadily.

I try to avoid anything that will generate tenant calls.

I'm wondering if there are any other tools or strategies you've found effective for sourcing off-market properties that might be more budget-friendly.I've already identified my target market, and I'm hoping to find a tool that can help me implement my cold calling and marketing strategy to start generating some quality leads.

It is lead generation that is hard. 

I used my own construction and real estate experience to get them through the governmental red tape and turn them into profitable rentals.I’m a third generation builder with an accounting degree with bullet proof spirit.