He still put down 15% on top of the 1st and 2nd position mortgages. 

@Karina Busch  Any competent mortgage broker or mortgage banker can do this for you.

If he did that today, he would be a YouTube star selling investment courses to suckers.If you borrow against your equity at 6.5% and then get a mortgage at 6.5%, you will finance the entire purchase price at 6.5%.

I'd like to have some kind of "dashboard" to keep tabs on all the mortgages, cash flows, etc. 

Something to keep in mind though is that with the DSCR it is a new mortgage which entails higher closing costs as well as paying off any existing liens.

My question is with there being hundreds of mortgage foreclosures listed.

Start with BRRR in some areas that have lower barrier for entry    Pros: Could potentially get to the second investment sooner    Cons: No existing contractor connections.

In the future, I believe there will be little need for Real Estate Agents and Mortgage Lenders.

I believe the best solution is for her to simply use the existing heater properly by keeping it on 24/7, as intended. ( which we already told her last year she has to keep her heat 24/7, and she say no way)Additionally, she habitually pays rent late.

But those basically don't exist anymore.