The pest company says for termites it will be 995 start fee and then 22 dollars a month.

Has anyone had any experience with this company?

I'm down to one company willing to insure my properties at reasonable rates.

Also if you want to connect there are a couple events coming up at my mortgage company.

Often times even where utilities are separate or in a single family there are utilities that are provided by the municipality rather than a private company.

But the other issues we've run into from lenders is 1) We're a Gc to where the company's income comes from selling our new construction builds - the bank *US BANK actually told us they couldn't count that income at all because they view the sale of homes as "inconsistent". 

The collections company said sorry we can't do anything since you don't have an application for that tenant.

But any company that properly creates and maintains a liquidity sleeve like I described above, is going to be able to honor its commitments. 

The best way to learn real estate development is to go work for a development company.

It sounds like you are taking all the risk and they are doing what a normal property management company would do.