I have a couple of HMLs who would give me 1/2 point if I refer clients to them. 

You didn't specifically mention this but I just finished Start with Strategy by Dave Meyer a couple weeks ago and while it's a great book for anyone at any point in their investing journey, I WISH I had read that earlier because it's so helpful.

From a numbers perspective it works but once we start adding what I estimate to be crunching 80k in repairs, coupled with a soft market for high-end homes especially next to heavy industry...I decided on a soft pass. 

As a property manager myself, I would also strongly recommend engulfing yourself into the landlord/tenant legislation that has been put into place over the last couple of years. 

Quote from @Bruce Woodruff: Beyond the very real possibilty that some overall good may come of programs such as the 'Down-payment assistance program'...there still lies at least a couple of flaws, conceptually and very real...1) The Gov't (we) are forcing people who cannot afford to even think about buying a home to subsidize those who are in a more fortunate position.

The site had a couple snags, but the Events team was quick to support me.

I’ve been saving for the past couple years and finally saved enough to put a large down payment down.

In fact, he carried it a couple of steps farther.  

If you need a referral to a good PA in NY, shoot me a message and I'll send you a couple.

Looking for long term financing on a couple of deals in Newark.