Yes I'm fully aware of the lead based paint addendum and its use as I mentioned in my post.

The lenders I have seen that will cross properties as a second lien are generally strictly hard money or asset based. 

within 5-30 minutes of 4 wedding venues and about 10 minutes from a military base that does training.

I saw your based out of the Tampa area?

Then I came to the conclusion it was “risky vs safe”.  

Impossible No one is going to lend that cheap based on today's market 

Quote from @Ryan Ludwick: Hey, I just joined the platform and wanted to introduce myself and say hi.I'm a software engineer, currently based out of Portland, OR.

Run your comps and be prepared to adjust a suggested price based on condition, layout, and other factors.

Meaning you need to wait 12 months from date of purchase to use the newly appraised value and base off the LTV.In comparison, DSCR loans typically have shorter seasoning, often being 6, 3, some even 0 months seasoning.

I don't know how likely I am to not lose any money based on the value of the information I would receive through the program.