So I presented her three options: a cash option, a short-term carry option and a longer-term carry option, and when I presented them I said "I fully respect that you said you don't want to carry the note, but I thought you'd want to see these options just for comparison and food for thought."

And I would be happy to host the next one.. and I will treat with Food  Drink and such.. just show up I am buying LOL

Jail these day I hear have great food !

It's why I'm always willing to come down a few bucks from my price if the person asks... coming down a little almost always secures a smooth transaction because of that give and take, its the same trick as establishing obligation by offering food or drink and them accepting.

Food for thought, but you can have multiple exits in this case.

I don’t want to spend a ton of time on that, but food for thought…the bank may accrue interest from day one but they are not profitable on day 1.

That kitchen ceiling is moldy-awesome.Be sure you invite the neighbors over for a "sneak preview" - get some food & drinks & make a nice open house event.

In one my feet stuck to the floors they were so filthy, and the toilets hadn't been cleaned yet this year, the walls had holes, they all stunk and had varying degrees of unidentified food on all the stoves.

Consider some of these things: you need income/savings to pay for food, insurance, transportation, utilities, retirement savings, perhaps a family some day, the list goes on and on and on.

The writing on wall is to not only passively invest via buy-hold, but to get out there and start a business that will keep food on the table each day.