I will be having a sit-down where we go over all of this and figure out what works best and is most fair. 

How much closer to getting conventional financing would be having say a 2 year lease option contract under your belt for a particular property?

Seems likely from the other items called out that if there is damage to the main beam that it is from moisture, my recommendation would be have a contractor look at it and maybe a termite guy and have them work up a quote.

She scared my kids with the way she was behaving.

One thing is that really bad tenants tend to "infect" other tenants. in other words, if you have a tenant that causes all sorts of trouble/drama/damage/police reports/noise, etc. they will usually spread this problem as there are some tenants that tend to behave in whatever way the general atmosphere of the building is.

Hi @Sergiy Kravchuk.You may be having issues for one big reason: Your English is understandable, but it is not perfect/fluent.

If someone(s) owed me $4000 and someone else was in charge of getting it for me, I would definitely be having a discussion with someone about it, in person, surprise visit.  

But it would be an interesting discussion to possibly bring that back should mortgage rates vary by a couple points.The argument to re-allow it might be that people who want to move might keep their mortgage but would need a new one for the additional balance of moving upwards in price, so that would be good for the mortgage companies.Example would be having a mortgage for 100k and re-assigning it to a new house, but you still need another 50 or 100k to bridge the gap of what you had and what you want.

Of course you did nothing wrong.Well except for paying up front for work that was not yet done....a major faux pas and a large part of the problem....if she hadn't done that we wouldn't be having this conversation.....OP, They are not going to sue you or take you to court.

The only problem I seem to be having now is simply pulling the trigger.