Banks are wise now.

The heat exchange showed it failed due to not enough descaling which I believe (I suspect it was descaled twice).  

You can look at getting a commercial line of credit from a local bank if your cash needs will be short term.

I'm trying to wrap my head around working with investment capital long term, and there's also the potential for some seller financing from the building owners, and my cousin is on the board of a bank which could also come into play.

If not, have you started inquiring about it from banks?

Haven't had to worry about this yet but I hear it makes it impossible to evict if you accept even a partial payment so I'm glad I can choose my settings to only accept full payments•I can set up rent disbursements from different properties to go to different bank accounts for bookkeeping purposes that's niceCons•My only big complaint is that I cannot set up a general application link, I have to use the RentRedi portal to send an email to "invite" individuals to apply one-by-one.

Many sites do syndicate MLS data, but it's much more robust for active listings and a large fail for closed statistics.

If they failed to state this in the contract, then I recommend you send a written demand for a copy of the original invoice.

If the mortgage is getting paid, usually banks won't worry about it.

My debt-to-income levels, by conventional banking standards, are good but not great.