But it’ll be harder to find properties that cash flow positively on day one with a 20% down payment in the best locations, which is what a lot of remote investors are after.

There would be or can be if I advise on an individual basis in a specific note, I'm not willing to take $500 on payments or charge a % of some profit and take on that liability, that won't even cover my insurance premium.

For first-timers, leveraging programs like down payment assistance or FHA loans can make a big difference.

The Go-Giver: - “Your true worth is determined by how much more you give in value, than you take in payment”The Voice of Knowledge: - “It’s not important to be right, or make others wrong.

These markets tend to have higher appreciation potential but are often cash flow negative unless you make substantial down payments.

However, a huge portion of the extra monthly payments would be offset by new rental income from my current primary residence.

Section 8 comes with guaranteed rent payments straight from the government, which is a huge perk.

The only reason to do a cashout refi is to replace expensive debt with cheaper debt or use the money to purchase more investments that make more money than the cashout refis debt service payments.

Should I wait until I can put 20% down on a property to decrease the monthly mortgage payment?

I LOVE the house hacking method and I think it is one of the best ways to get started in real estate investing.