Cities like Austin, Dallas, and Houston are each taking different approaches, from subsidized housing to increasing zoning for multifamily developments.

Quote from @Yimma Davila-Castro: Hello,I am new, and I did the house hacking and got a few houses, but I am starting solo and would like to learn more to increase my house portfolio and improve my finances Welcome:  I started with a duplex and went owner occupied for a year. 

Also, you can ask your existing lenders to increase your credit limit-- usually they'll ask for your income and you can include your rental income.

I got into the industry primarily to learn about real estate investments specifically long term rentals/ the BRRRR method so when it comes time for me to do my own deals I have the confidence and knowledge to do so.

@Jose QuinonesVA loans include advantages such as no down payment, lower interest rates, and increased cash flow potential for house buyers.

Minor renovations can significantly increase appeal without requiring large capital investments.

References can provide a good sense of the applicant's reliability and rental history.These steps should give you more confidence in your decision, even if their U.S. financial footprint is limited.

Additionally, the property’s location and its rarity as a townhouse in Uptown Charlotte further increased its value and demand, solidifying its place as a high-performing asset in my portfolio.

Additionally, the property’s location and its rarity as a townhouse in Uptown Charlotte further increased its value and demand, solidifying its place as a high-performing asset in my portfolio.

Might even get your a lower rate if it increases your downpayment percent.