I assume you’re going to make accounting, tax prep and certainly financing much more difficult, time consuming and expensive with the trust.

Then there is going over the accounting data for the property, and Making accurate projections, As well as having a good lender who can close and qualifying yourself for the lenders qualifications, which may be different said the loans on your other properties.Good Luck!

There is no magical way for him to receive the income either, you can simply just pay it to him from the bank account.

If someone infused $100k into my bank account right now, I would do more BRRRR projects.

Another accountant said it’s ordinary income subject to SE tax since we’re a partnership LLC.

Hi Matthew,I’ve been a CPA since 2015, working in tax and accounting since 2013, and I’ve been a real estate investor myself since 2018.

@Yi Chu a Roth IRA is already an account that allows tax-free growth so depreciation won't benefit you since depreciation is used to offset taxable income.If you need the depreciation to offset other income outside of the investment, then it might be best to invest outside of the Roth IRA in order to take advantage of the depreciation. 

I have seen a lot of investors get stuck with a Heloc that they opened up and due to a small mistake find out the bank cut their heloc limit in half or in some cases closed the account leaving them with a balance to be paid off before they could even finish a renovation project.Heloc rates are much higher right now versus a 30 Year cash out refinance by over 3-4% in some cases higher depending on credit score, CLTV, and loan size.

You should work with an accountant or financial advisor that is familiar with your specific situation for tax deductions and tax planning. 

Hard money lenders, since we are asset based, will go based on the asset - we will look at your credit and experience for terms - but we don't go into your personal accounts and we don't care how many properties you are flipping at one time, or how many loans you have open.