Hi Matthew, yes you can take out 80% on DSCR cash out, you could even do 85% but there is a fairly steep pricing adjustment the higher you go.

Happy to get anyone up to speed that is interested in looking closer at an STR in my market.

Hi - just getting up to speed on STR in Boulder in relation to a property I'm considering with great potential for converting an inaccessible former garage to an ADU.I'm confused because the currently posted rules for Boulder seem to disallow use of an ADU for STR? 

Freddie Mac: "The appraiser may also need to consider whether the income approach, cost analysis, market surveys or other methods are appropriate for supporting adjustments.

The only reason to lower current rent amount is if rents are dropping in your area, and then you should likely analyze and adjust if tenant can easily find something similar for less.

Incurred claims and loss adjustment expenses were $20.0 billion".

Company adjusted differential - improved.  

Far below market rents in CA with the rent cap and rate adjustment - you're spot on.

Long-Term Development:Local Metro: Ongoing development projects can positively impact property values over the long term. but probably wont increase at the same speed % wise as the more rural location.. maybe I'm wrong ill have to research now .. 

On the other hand, investors who rely heavily on debt markets tend to respond swiftly to macroeconomic factors like rising interest rates, concentrating on large, management-intensive projects, and adjusting their price targets based on their evolving cost of capital and future cash flow projections.The top end of the market sees a limited number of marketed investment deals, but the sluggish transaction activity is not due to a lack of supply at the lower end.