However, don't commercial loans rely more on income and less on personal finances?

I would only do business with folks who carry high limit E&O and who guarantee that their work can be relied upon for the purpose it was obtained. 

You can find a TON of information on the Turnkey model, different markets and providers, and real experiences from other investors here on BP, so please don't rely solely on my little novellas to inform your investment decisions.

Find motivation and desire and you will always find opportunity.When you discover creative real estate tactics, you don't worry too much about these monstrous companies as they tend to have one tool to rely on... throw money at it.

Also, just my .02 cents, if you are relying on an LLC for liability protection then you are under insured.

You need to make a good faith effort to find a new tenant or the current tenant could easily argue against paying the rent for the entire lease, you should find the tenant, do not rely on them to find a subleaser.

Downsides - will be totally disruptive to our lives to build, we would be relying on Airbnb as a strategy, which many people advise against. 

*None of this post is to be relied upon. 

But relying on either of those to tell you the truth about a property is dangerous.

Even if we waited a few years, that's not an ideal way to buy a home in my opinion; it's optimal to be able to buy cash without the requirement of selling your existing home and relying on the buyer's financing coming through.