Don’t forget you’ll get 20-30% of the rate increase back in tax savings. 

End up with all cash and little to no tax.Your wealth snowball ends up a lot larger 10 years down the road when you make and keep your money in a more tax efficient way.

It mitigates the risk because you can go slow, you are living in the property, and you get the tailwind of 2+ years of market appreciation while waiting to sell tax free on the gains.

@Andrew Liu Does your operating expense taxes/insurance?

IN Oregon. we have very few derelict houses or building very few.the one area north of downtown ( the old warehouse district) most all bigger cities have those areas.. the City put a 10 year tax abatement for repurposing the buildings to residential so buyers did not owe property tax for 10 years. 

I think buy and hold is a better long-term strategy in terms of scaling and definitely comes with much more tax savings incentives to offset your regular income.If you were in my shoes, what would you prioritize at this stage of the journey?

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

However, after running the numbers accounting for insurance, PMI, taxes, vacancy, capX, property manager, etc. the property is estimated -1.85% cash on cash return (-$600/mo) once I fully rent the property.

In addition, the tax implications are better on a refinance which you will be able to deduct. 

Apart from ACH, which is free vs. a fee on other platforms, the software also keeps track of property analytics and can create a statement of cash flows (NOI/Net Income views also available) and has export functions to give your CPA come tax time.