I prefer to stay further from the coast and hopefully further from major storm/flooding events (potentially lower insurance costs).  

What was the interest rate and when you went to refinance what rate were they offering?

At $15K a year, that's just bare minimum without any of the other modules that Yardi offers.

We not only offered them a better comp package, but we offered them the opportunity to work for people who knew real estate investing as investors, not just as lenders. 

Rhino is an insurance program, and I do not recommend them.

I know of one particular loan program in Columbus (I'd need to see if they service Dayton) that offers 0% down for owner-occupants.

I am 14 hours into the 20-hour online course offered by "RealEstateU."

Durham tends to offer slightly better cash flow opportunities compared to Raleigh, especially if you’re targeting neighborhoods that are up-and-coming but still affordable.

As a result any “offering” must either be a registered securities offering, or qualify for an exemption from the required registration.

Be sure you consult your agreements with them as well to determine if there is some other action you are responsible for.You may also want to contact your insurance to find out if and when they may step in and do something.