Either issue alone could easily collapse a banking system, and if China is unable to fend off the collapse, it would be horrible news for the world economy and cause severe economic hardship for anyone who relies on them for trade and commerce.

The other day, I decided to calculate how much I’ve spent on rent in these past 6 years and the answer was truly horrible... nearly 150k in money lost.

It's a horrible state for landlords and one bad tenant could wipe out all of your earnings for a year or more.

OK, now got your attention, they are grieving, even if they hated the SOB, grief kicks in so keep the initial letter short and sympathetic and that you just wish to make this horrible time a little easier for them if you can because you too have gone through the death of a loved one and know how difficult it is.

The house is old and small, but not horrible.

(And I got 13.5 acres of additional land, separate from this property's lot, along with this deal for $1000.)Note: this isn't a warzone, or other horrible area.

That was the worst time to buy a home in one of the core Bay Area markets, because it was right before the Great Recession, so they should be doing utterly horribly in terms of home value, right?

If they make $7-9k per month and all the cash they have saved is $3000 with NO housing expense, that is horrible! 

It's all about smart buying, and exactly that point is why 80% of properties make horrible rental properties- the expenses don't get covered.

From a cash flow point of view, it's horrible.