We are likely going to see a slow down in appreciation.

Can you do side hustles, cut down costs to get rid of these debts?

The land deals have filtered down a ton too. 

It really comes down to liability. 

If you aren't paying cash and are doing owner occupancy you may be able to use FHA instead of Conventional with a higher down payment. 

Until now I hasn’t considered that the shut down of Tik Tok would potentially lead to a consolidation of viewership.

The third property has a nice cash flow.I am wondering if there are steps I can take to reduce the cashflow issues of the 2 properties before obtaining another property, like pay down the mortgages or should I just save the cashflow from the third property to pay for any future expenses?

With your additional $100,000, you’d have a nice cushion to renovate or furnish a property like that.It really comes down to how involved you want to be and your long-term goals.

Somehow, I had it in my head that I didn't want to do a cost seg, I like to keep things simple and cost seg seemed not worth it, so I have been investing for over a decade before we did the first.

But, it really comes down to what you need from them.