Sellers will defer maintenance, etc leading up to the sale of a property to make the numbers look better.The 50% rule states that 50% of your gross income will be consumed by operating expenses, on average. 

If we find something that is SF3 zoned and 12000-15000 square feet, how difficult and time consuming would it be to get it rezoned for condos?

The big risk in these is being sued for wrongful foreclosure or any of the various violations inherent in the Dodd Frank Act, or regulations promulgated by the Consumer Financial Protection Bureau.As part of your due diligence, it is imperative to know the active participant's knowledge and experience in these matters.  

I've been consuming many of Josh and Brandon's podcasts on my drive to and from work and just recently finished reading the very common "Rich Dad Poor Dad."  

Well he said he specifically applies it towards the security deposit, but what line item on the move in funds it goes to I guess is irrelevant.Where I'm getting my info on the earnest money deposit is most specifically from the following blog post: http://petriestocking.com/blog/landlord-tenant/ear...And more specifically page 6 of the landlord tenant guide: http://datcp.wi.gov/uploads/Consumer/pdf/LT-LandlordTenant2014Guide497.pdf

I wouldn't suggest door knocking, it's kind of tacky and not to mention pretty time consuming. 

I need to bring up my credit score just a bit and reduce our consumer debt a bit so we can qualify for an FHA loan and house hack our way into a MFH.

"Whitehall condo dispute costing taxpayers money"http://www.wptv.com/money/consumer/whitehall-condo...Fair Housing Lawsuit against Florida HOA https://www.justice.gov/opa/pr/justice-department-...Oh and in Florida as a Board Member you have to be "Certified" which is suppose to educate members on the Governing documents, Federal and State Laws, meetings and budget preparation.The problem is that a board member can still interrupt the Governing Docs, and Rules how they see fit. 

It's somewhat time consuming and confusing for tenants because they have to have internet access and know background questions.  

It is an extremely time consuming experience with limited to no communication.Shaun Cohen has to chime in after 4 months of escalations and helped correct only 1 issues I had, 2 more are not solved to this day related to contracts and statement updates.I have not been refunded yet from any note as I reinvested the only one arrived to maturity.