You should be using the American Standard Champion 4.

@Lawrence Monyei  Generally true... what defines a commercial loan?

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@Brendan Lawrence"My question here is what happens when housing prices officially rise to the point that you can no longer find the 1% rule anywhere?"

So i live in Lawrence County Alabama.. my dad couldn’t afford to pay to taxes on my grandmothers property for 2017 (she’s deceased, but his property) anyway.. he’s been in and out of hospital withh cancer can’t work (self employed, no health insurance) and i couldn’t pay it either... so scrimping and saving to get t back.. mean while the man that bought it in January-March at the sale has cleared off a lot of my dads personal property and been in the house which still holds all of my grandmothers personal items/furniture/pictures/ antiques etc... and is planning to have it logged off....can he do that ??? 

Lawrence,I'm in the same boat as you; I just obtained a SFR and intend to house hack.

@Lawrence Turner Thanks for the advice.  

My property is actually in Lawrence, Kansas near the University.

Here's what I found in case anyone else has the same issue: http://www.woodlanddirect.com/316Ti-Chimney-Champion-Easy-Flex-Chimney-Liner-Kit-6in?

Hey Lawrence, I don't invest in Robinson but do have about 10 rentals in the City if Pittsburgh and wholesale a few properties a month.