To help, I used Excel to forecast the future value (FV) of both options: 1) leave existing traditional rollover IRA in-place or 2) liquidate the IRA, paying the 10% penalty and 33% marginal Federal tax hit.I'm 15-16 years away from retirement and computed the FV of both options over that timeframe.

.- I could go traditional loan, using primary home HELOC as down payment, so effectively carrying two notes (down payment with higher HELOC rate, balance with current mortgage rate). - credit score is above 800.Any guidance on above options or ideas on other financing scenarios would be greatly appreciated.Thanks so much!

Traditional bank loans might not be in the cards just yet due to your income history, but don't let that stop you.Enter the world of hard money lenders and private money lenders.

These strategies can sometimes offer better cash flow compared to traditional LTR, especially in markets where property prices and rents do not align with the 1% rule.I encourage you to expand your criteria and consider these alternative strategies.

I imagine your model isn't set up like a traditional listing platform.

My wife is more of the traditional W2 worker who just invests in her 401k and thinks real estate is risky.

My question is if I was going to do a mid term rental, would there be any benefit to using AirBNB as a host as opposed to my traditional property management company which also does 30 days leases?

I would like to know how you under budgeted (e.g. did you bypass any walkthroughs with GC and instead did a quick dirty analysis?)

We also heard a lot of chatter and a lot of interest in some traditionally less sexy, midwestern markets like Kansas City, Columbus, etc.

I put them in an LLC whenever I can but I've not found a traditional lender that will allow it.