At first my CF sucked, a few years later it’s fat, fat enough that my wife and I don’t need to work.

And we chew the fat while we are chewing on a nice Cab !!

What Bill was saying to avoid is flipping/asigning the Contract for a fat fee.

For all you know, she'll decide she wants another 18 days and another 18 days ad infinitum.So, just let her know you will not be extending the lease, and will be happy to accommodate her with an eviction on her record, and a nice fat judgment to go with it, if she wants to play nasty.You're going to be out money on this tenant no matter what, I'd bet.  

I need to cut the fat.  

A) It's not exactly what he said orB) It's BSThe big guys 25+ years are still all quite fat and happy with a ton of debt and units.I'm not doubting Dave at all, since about 80% of people mis-handle debt and a cash-only budget is what they need.However, if you understand the power of using OPM money (ie you borrow o$1 at x% and get a return on it >>x%) it is a major tool in growth.Now if you're 60 and unwinding, I understand. 

It would be cheaper for you to pay for a fat life insurance policy for them.I don't know your rental market, but if the normal market there is such that you can't get a unit rented for 6 months to a year, it's time to sell it and at a loss if necessary.

Lot of my friends did it and it killed their Saturdays for a while but they're fat now on that cashflow!

I can't quite live as fat on that but it would still buy me several hundred acres, a very nice, house several expensive cars, and enough long term rentals and franchises so that I would never have to worry about running out of money while I travel the world. 

I have a protein shake for breakfast, chicken salad (with low fat mayo and mustard) for lunch, and whatever my wife cooks for dinner.