In other words even if an investment was a "rip off" there were usually signs that indicated such (warning flags) at the time the investment was in the offering stage.  

In other words, if you spend $600k, getting a $60k return would be your benchmark. 

A word of caution related to any kind of mortgage: if you get money from your parents and you plan to repay them, then it's not a gift.

Quote from @Scott MacComb: I have had contractors just do a small list on a paper napkin, and some do something on a word document.

No, I am not saying to just change your words, I am saying to change yourself, to meet the requirements of what does work.

The below comes from THE word on the subject, the entity that will be buying and insuring the loan, Fannie Mae.https://selling-guide.fanniemae.com/sel/b3-6-05/monthly-debt...

I have spent about $45,000, Was promised 100 % financing without any word of a percentage of ARV.

Thank you for your kind words, Matthew.

As someone who has read Harry Potter, it seems the best way to get the attention of the landlord is to send a scary looking giant to their home residence with a kindly worded letter.More seriously, I was on the other side of the coin previously where my wife put the ads up under her accounts instead of mine, so I couldn't check them without getting on her phone and I was inundated with people looking to see the property (probably 50 over a 5 day period) and was trying to send semi-personalized notes to each one--and it all ended up being too much to handle and I ended up ghosting or not replying to many people after I found an applicant. 

We are also working on export to Word doc functionality for the SOW which will allow you to export the SOW to Word so you can make additional customizations.I'm a bit of a perfectionist and still want to improve the functionality of some of our tools before we start charging for the software, but I think we will likely be ready to officially launch sometime in April.