We aren't in "US is going to default and is an inherent credit risk" at 6X national debt to tax revenue ratio, but we are getting close to "let's be wary" territory for creditors. 

Please be aware that all national homebuilders, and I would assume solar developers as well, will want enough time in the contract to conduct substantial due diligence, rezone (if needed), and get all required land development permits in place before closing on the land. 

According to the National Association of Home Builders (NAHB), average hourly wages for residential construction workers rose 10.8% between August 2023 and August 2024, the largest YoY jump since the BLS started tracking the data.

I’ve bought three homes in Arizona since purchasing the lot in North Port and the difference between dealing with Delta and a national builder has been night and day.

I can give you the direct line to the guy I use at a national firm on all of my rentals. 

.- nationally, the highest rent to value ratios are in areas with poor rent growth and poor appreciation.  

Where these numbers are found, there is a very high rate of rent actually being paid.We have over a dozen Fortune 500 companies just in Metro Detroit with huge Healthcare, Auto, and mortgage industry National footprints.

My wife and I decided to move to our land in South Texas and I was able to observe the problem up close and came to embrace the vision of the National Association of Area Agencies on Aging.

You can also read our current and past issues on our website or attend our in-person events around the nation to meet us in person. 

The downside is they usually come with higher interest rates and shorter loan terms.Partnerships or Co-signers: If your husband or a trusted partner has U.S. legal status and credit history, they might be able to co-sign or help with financing.Cash Purchases: Since you have savings in Canada, you might consider using that for your first property, especially for a smaller rehab project.Foreign National Loans: Some lenders specialize in providing loans for foreign nationals.