@James Martin I'm familiar with the Santa Maria area. 

We had a case where the widow owner went to a county nursing home. 

The owner died and I have spoke with his widow (I’ll call her Jessica).

Wholesaling houses from widows and uneducated people stealing their only assets equity.

@Maria McCreless Thank you for reaching out Maria!

Your tellers are the most helpful I've come across...especially that Maria...and I thought you should know.Then shut up...don't say a word.He'll thank you and start talking about his work, and how long he's been there, etc.....listen.And then you can say, "I'm working on a project/writing an article for my blog, whatever.

Maybe the price they are trying to get has something to do with that and it might not work for them otherwise (but not your problem) or they would need to do a short sale.If it doesn't work out just buy the four plex.The seller was widowed several years ago and no longer wants to be a landlord by herself.

so it would be pointless to do what youre saying. buy gold if you want protection. my buddy bought 8 pounds of gold bricks back when it was trading for around 400/oz and he stuck them in a bank safe not in his closet. now thats a sure investment Yeah Jordan, try telling a 70-year old widow that her $45k 'is cash that isn't worth anything and she shouldn't worry about protecting it'.

I heard Maria Bartaromo state on the Today Show that "as soon as credit starts flowing again, people can get higher limits on their credit cards and get home equity loans to start spending again."

I spent months looking for the right deal, long story short he went to look at the property and cut a deal with the widow who owed it.