What about while I live there I wanted to rent out the other unit or units, is this allowed under USDA?

Just Gen-Z; don't you think all Gen's might be effected by these same forces?

My wife is pregnant in her 6th month, we have an almost 5 year old and so my dilema is I don't want to wait for our second child to arrive before we go into Multifamily.

I'm starting to lean towards buying B or better properties, which don't cash flow as well in the beginning, but will have better long term appreciation and attract better tenants. 

Don't expect it to be free.

If you don’t comprehend what he’s saying (you Brittany obviously get it) you have no business being an investor.  

While gifts exceeding $18K per year (2024) require filing Form 709, they don't create an immediate tax, but the IRS may scrutinize this as tax avoidance.Tax-Saving Alternatives:Prorated Section 121 Exclusion – If you lived in the home part-time, you may qualify for partial tax exemption.1031 Exchange – If your share was an investment property, reinvesting the proceeds defers capital gains.Installment Sale – Spreading payments over time may reduce your tax bracket.Adjusted Basis Review – Factor in capital improvements and selling costs to lower taxable gains.This post does not create a CPA-Client relationship.

@Ken Almira don't buy a Florida condo w/o checking that they've passed their engineering inspection and their reserves meet the new requirements.

I've heard mixed opinions about wholesalers getting their broker license some say it's beneficial while others claim it's unnecessary or even limiting.. what's your take on it?

While most of the people are pretty good and probably have a thankless job, there are definitely some with the good ole boy network and very political.