Your renters will destroy these items and want you to replace them. 

I look at every single item in the pro forma and imagine that it is complete BS, and see if I can challenge it.

All 3 of those big ticket items that you're looking for can be found in the Memphis , TN market.

It’s ran like a business, not a personal investment.Given the heavy workload I have being the CEO/founder of the wealth management company, my wife has set up a well oiled machine on the property management side, due to her perfectionist drive however, it still means that she's constantly dealing with tenants and toilets and replying to items at all hours of the day and night.

Due to item 1, adding an ADU can require years to start achieving any return (once the accumulated cash flow recovers the initial negative position).4) Adding an ADU is a slow process.

The good news is that this is the perfect hidden health and safety inspection item with which to negotiate a price reduction.

Garbage disposals are my most often replaced items. 

I have one I have drafted up but would love to compare against others.What are some items you always included in your MTR rental agreements?

Will not yet be ready for window treatments as the renovation is still ongoing, and getting closer to time when itemized list of damages are to be furnished. 

These are just some of the additional items that will have a significant impact on carrier's rates, your premiums, and whether we start to see the insurance market soften anytime soon or not.