Think about it, on a simple level, you can create a workflow for AI and how it should interact w/ inbound leads on your website and the AI can communicate and ask those people certain questions and then at some point do things like set up a appointment based on a specific answer after making it through a conversation (like funnel).

This could let you start building relationships with others in your area (and potentially lead to joint ventures later) and to build up your working capital.

If you need advice or help with financing as you grow in this venture, feel free to reach out anytime.

Their automessages and workflows are good and more robust than the competition. 

Perhaps it is time to sell & venture elsewhere.

No idea who regulates a crowd funded venture...isn't that idea that many, many people put in a little bit of cash to create a large pool?

Mentorship and joint ventures are excellent ways to gain experience, and it’s essential to start small, communicate clearly, and build trust.

Given the seasonality there's likely slow workflow from the banks so it would be a good for you to apply, get approved, and be well poised for the spring market!

If you don't have an estate plan in place, you should also be considering that to align with your business ventures.

Best of luck with your new venture!