Hi Alex, Your situation is not unusual, I see this happens often.

But it's not unusual at all for someone to fit in 2-3 of these.

And you need to track your miles either way.Meals (or, rather 50% of your meals) while there are deductible, even if it's just you, as long as they are not unusually lavish.

That's unusual, because HD has to add their cut on top of the Contractor...Was the work high quality?

I've seen NOI come into play for 9+ units but unusual if your lender is using NOI for a DSCR loan for a single family property. 

Looking to connect with others in Freestone, Limestone or Anderson Counties.

As a previous poster stated, proper vetting prevents a lot of this.....sometimes you can get away with only putting 25 or 33% down, but 50% is not unusual.

I've discovered Madison, Morgan, and Limestone counties are the place to be in depending on your exit strategy. 

Fund and Grow ask you to leave reviews about them after you have worked with them I usually don’t have the time or inclination to do that but this company is unusually good and deserves it.

If you get approved, you can pay the appraisal fee up front..maybe $500-$600 unless something pretty unusual.