A lot of people in the current fire area had their insurance canceled lately and are really screwed, Reminds me of Florida and the insurance problem caused by the hurricanes. also thing of the Lahina fire on Maui there was no forest there freak down slope winds and buildings that were built with very dry timber with no fire protection in mind.. this stuff happens.If were gonna use fires as a measure of "good" or "bad" than Canada is hell and most of the country should evacuate because holly-heck do they have fires galore. 

The winds were so strong and fire so hot there were cars turned upside down in driveways, and then melted.The bottom line is that 100 mph winds combined with dry grass and just about any ignition source is unstoppable once it gets going. 

One more tip – people remember stories that trigger their emotions.

As I said, I have yet to pull the trigger on an investment, so I really forget this whole structure.

I just hit town and my throat was dry.

So like I am not going to run out and buy a bunch of lots in Lehigh acres or coral gables FLA which is saturated with new builds and un finished new builds were the  FOMO got going big time and builders have failed to execute and left investors high and dry.

If your trigger point is to accumulate CF to match your original cash outlay (buy+rehab).

looking to pull the trigger soon. 

And after a year or two you can move into it and make it your retirement home without triggering the tax. 

Although I probably get killed on transaction fees which is part of why I am not pulling the trigger (along with lack of time to execute well).There are games you can play for increasing your returns in the stock market (sector rotations, rebalancing, being a good company picker) but you lack operational control.