There have been sweeping changes in L/T laws in NYS in the last 5 years. 

It would be quite costly converting away from propane and due to high electricity cost i suspect t not warranted.  

However, we typically use the FHA-203k loan because it involves a renovation, which I highly recommend if you are looking to really boost your equity and have the cost of the renovation wrapped into your loan with a VERY LOW AMOUNT OUT OF POCKET.I like the FHA loan, but honestly, the Fannie May Home Style is an even better product at this point because you just have to bring a bit more cash to the table 5% vs. 3.5% (w/ FHA), but you have a bit more flexibility.  

Do i t to build your online presence, reputation and credibility as a business.

And our flagship development US item, Japanese style toilets in the USA..... ai powered!

I currently have an STR in the Poconos and I would recommend if you ever pick a home here to consider style. 

In the long run, Roth-style retirement accounts beat the Traditional retirement accounts.

Thank you very muchJaša HI Jasa, you have described my business to a T. 

@Alex T.

Quote from @Dustin Tucker: I'm going to go out on a limb, and say the dumb money keeps buying treasuries like they are going out of style, which continues to push the rate lower.