I like your model for the start and end dates for your units.

I think you can model a decent double digit return but how do you transition to actually pulling money out? 

Also, the whole SubTo model is a bit icky and can often get messy from what I've seen.

That is for you to model and assess.

Credit Karma uses a Vantage scoring model (which we do not use in the mortgage industry), but the trend will be the same as mortgage scores. 

You have to compare your expenses with each management style and find the option that works best for you.

I think the A frame idea works great for this setting, but some have said the A frame style steeper peaked roof works better. https://www.instagram.com/redtail_cabins_adu/

For BRRRR investors: Are you rethinking cash-out refi strategies or exploring alternative rent models to make deals work?

One more thing, especially for people who don't meet my criteria, besides more deposit is required, I also do a interview with them, not interrogation style, more like a friendly conversation to figure out their situation.

I built a model, and then discovered the deal check app.. and then checked my model.