If you're already stretched thin and expecting to hit 15-20 properties by year-end, hiring by summer makes sense, specially if revenue can support it.

Right now, we’re carrying about $60,000 in debt ($40,000 in credit cards and a $20,000 car loan).

With the right resources and help, you can still make it happen.There are options that can help make buying a home possible today — even if your savings are limited or your credit isn’t perfect.

MOST things you read online say the VA assumable loan is intended for primary residence and you must occupy the home for certain amount of time.However, according withroam.com which specializes in VA/FHA loan assumptions, you can assume va loans for investment.

A CPA who specializes in partnership issues can also likely talk through these issues with you.3) Depending on the size of the deal - Keep It Simple - the number of really complex agreements that come across my desk for a $500k property is crazy, and it ends up costing as much to do those tax returns as a comparable $5m deal

This is a pretty simple deal for a bank/credit union in the area to do a DSCR loan.

Not much if any attention is paid to the guarantors, credit, income, etc. 

Joining a team is a good suggestion but not sure if all teams will allow you to specialize outside of the team's focus.

Also, credit score minimums are higher- often requiring a middle mortgage FICO score of 720 and above.

Major in business (with a real estate focus), start learning through books, podcasts, and investor meetups, and work on building credit and saving money while in school.