Subject to sales were a lot more popular when interest rates were 15% +( 1979-1983), there were no “due on sale” clauses, and few real estate transactions were occurring.However, there are still some benefits to the seller in particular situations if (1) the seller understands and accepts those risks and (2) certain safeguards are utilized to modify some of those risks.A few possible seller motivations for selling subject to1.

This is a very sensitive question @Yongming Huang but all I will say it that the barrier to entry as a Real Estate Agent is very low, hence the poor reputation for some agents. 

If well coordinated, at a minimum that provides 30-90 days without being responsible for the mortgage payment.Investors exploring this strategy will want to emphasize efficiency and be sensitive to PPP (Pre Payment Penalties.)

He treats everyone like garbage and tells each of them, if they complain, that they are too sensitive and if they can't handle it they are all [expletives].

Timeline for IRRs I sensitized around 5,10,15, and 20 years (and at 2% appreciation).

You contract with the seller should spell out exactly what the risk are for him; further, you should not do this deal unless (1) the seller utilizes the services of an attorney to advise him (2) you have the cash or credit capacity to payoff or refinance the loan if it is accelerated due to the due on sale clause and (3) proper safeguards by way of third party servicer, escrow, legal documentation, are adhered to.It seems you may have a big winner; however, it’s just these that lead to lawsuits if not handled properly.   

The NC Secretary of State has what they call an eNotary, but "the process maintains the traditional safeguards of requiring the eNotary and the signer to be in the same physical location and for the identity of the signer to be verified by the eNotary." 

I am mold sensitive, so I cannot risk buying a home that has hidden mold.

Personally, I wouldn't live somewhere where I have people living above me as I am sensitive to noise. 

Cash break down: 3500 initial investment(fully furnished 3 bedroom 2 bath house) Revenue: 4000/moRent 1000/mo Profit 3000/momy services 500/mo 2500 potential cashflow per month until September 2017 My deals like these usally on last 24 hours and are usually time sensitive but If this sounds lke something you would like to learn more about or if you have cash to invest in a deal or if you have an airbnb and would like to have someone manage your airbnb, contact me for specifics.