Even with some people I believe are honest, I simply believe most do not properly analyze and manage risk, as is evident with nearly every syndication doing capital calls right now because they didnt properly plan for rising rates.Dave Van Horn however, along with his company PPR one of the few people I trust in the real estate space.

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This year is slower than normal because mortgage rates and home prices are so high.

Fannie/Freddie (Conventional) loans aren't just about rate and transfer taxes. 

If I accept the suggested pricing opportunities it could drop my rates by $100 / night in some cases. 

it also means their interest rates change with the Bank of Canada rate. 

For a cash out refi, you are generally limited to 75% LTV and rates right now are in the mid 7s for good credit and a DSCR over 1.0. 

My agent is currently finding best rates with Travelers.   

Otherwise, you won't have the extra funds necessary to cover the rising costs of goods and services in the future.What causes rents (and prices) to increase?

So I have my house that refinanced in 2020 for a 15yr 2.5% rate and we have about 56k equity.