Would you prefer they change their policies just to fill your rental quicker and then increase your risk of losses?

It's why everyone is looking to hack everything (do it quicker) instead of focusing on the principal of compound interest in everything they do.My dad taught me a great lesson once when I was driving.

This way he could move the property quicker and not have to wait.

Try and quote my or tag me and I can get to you a little quicker. 

The quicker you and the Banker can help them close, renovate, refinance and repeat will help them build their REI portfolio, increase their overall wealth and keep buying more homes.  

I also do housing flipping for a quicker profit.

A resolution might involve a refinance or buyout agreement to remove her from the mortgage, aligning ownership and liability.This post does not create a CPA-Client relationship.

You may want to consider not just renting, but flipping a home too to make a quicker return on your investment.

This might be a long shot, but open communication can sometimes lead to unexpected solutions.While these steps may not guarantee a resolution, they could help you find a path that avoids foreclosure and allows you to relocate your family.

Lastly, plopping down 5% points for a marginal savings on a monthly payment might not be the most effective use of those funds, maybe being able to buy the next a bit quicker would generate a higher return for the cash.and no, I do not believe we will see rates below 5%, and the fed has never had any control over mortgage rates with the fed funds rate as that is the shortest possible rate overnight borrowing between banks.