Browsing the forums, I have been a little surprised by the amount of folks who think insurance is there to help you.  

It's too bad you don't have a pic on your profile because this is all I can picture as you rant: 

We do Urgent cares all over the county and get pitched med office spaces all the time, and none fit our profile for visibility, for our use at least, only because we follow a more "retail" modeled approach to site selection, given the business type.  

Your profile says you own more then 30 investment properties, and are in process of looking to start a REI club in your area. 

Complete your profile with information on your experience, goals, what you look to add to (and gain from) the BP community.

If you go to my profile and scroll to the bottom to my recent forum activity, you can click on my recent post and read the replies I received so far.

So you can browse your county records and look at the status of cases. 

You are likely blending PMLs with HMLs here, most PMLs lend on a relationship basis and most HMLs underwrite the credit profile and risk of a deal. 

I’ll provide an overview of the situation and my thoughts/attempts on how to structure the deal.Owner: He is in his 70s, payed off asset, appreciates the return profile of his property but is no longer interested in the management and hassle aspects.Details: Before I even asked, he mentioned that he isn’t sure where he stands in terms of depreciation and is somewhat concerned about the tax implications of selling.My initial approach to discussing creative financing: Me: "Have you heard of or would you consider seller financing?

They are even featured in articles, have been profiled and interviewed in the local media outlets, look really good online etc. and have a reputation around town as being highly successful because they have been busy buying a lot of units and making themselves look successful even while doing what I would consider very bad deals.It's smoke and mirrors.