Under contract to buy a home that needs to be completely torn down. I was planning on building the home in the traditional stick built style in my budget but am wondering if doing prefab may save some money/have other...

No problem with down payment but will need conventional load which is not a problem as I have been pre approved many times just did not find right property.

However you should consider if your loan has a Pre Payment Penalty.

Pre recorded makes it seem like it's professional when it's a joke.

Basically a pre-nup agreement.

Quote from @Landon Whitt: Is anyone seeing a sizable increase in pre-foreclosures in their market yet?

Here in Portland, there are a couple of different landlord groups/companies that offer pre-made forms.

Just like on the West coast pre foreclosures are highly regulated but folks violate those laws all the time..

Asa result, we are seeking alternative methods for acquiring off-marketproperties.While we havedeveloped a robust system for identifying and pre-qualifying potential landparcels, one of the major hurdles we face is reaching the property owners.

I would advise you to get pre approved from your lender and make them aware as it will help them understand you are serious!