Key Factors for a Good Seller-Financed DealCash Flow: Rental income should exceed monthly payments (PITI) by at least 1.25–1.5x.Purchase Price: Compare to ARV and market value for fair pricing and equity potential.Interest Rate: Aim for competitive rates; higher rates must still allow positive cash flow.Amortization/Balloon Terms: Favor longer amortization and align balloon payments with your exit strategy.Down Payment: Lower upfront costs reduce risk but should meet the seller's expectations.Flexibility: Seek no prepayment penalties and fair late-payment clauses.Property Condition: Ensure the property’s condition matches terms through inspections.Seller Motivation: Assess the seller’s willingness to negotiate favorable terms.Exit Strategy: Have a clear plan for refinancing or payoff at term end.Portfolio Fit: Ensure the deal aligns with your financial goals and risk tolerance.Vetting multiple deals and consulting professionals is crucial to making sound decisions.

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Whether rates hold steady or decline, those who position themselves early—by securing financing, analyzing local markets, and identifying motivated sellers—will have the best opportunities.Final ThoughtsThis week’s CPI and jobless claims data will set the tone for mortgage rates heading into the second quarter.

Because you are not changing the tax return that reports the activity of the property.But... the IRS holds the position that Husband/wife LLCs can only be disregarded in community property states. 

They have had nothing but positive things to say. 

I'm totally good with some sweat equity but I'm not in a position to do Roof, siding, structural repairs and such.

We pride ourselves in keeping the forums positive, helpful, and focused on real estate (please, no politics, religion, etc.).

If one tenant moves out, the property remains cash-flow positive. 

Luckily, my wife and would be in a position to buy their house from them at fair market value, if that is the best option? 

I agree with everything you said 100% & I appreciate the positive feedback.