Will it be a painful experience?

Now granted this is rare to the extreme but if your the one losing out its painful.

There should be other options, however with an LLC and fourplex - yes, DSCR is by far most likely to be your best option unless you do the heavy lifting with local banks and credit unions (and these are increasingly not great options for this type of stuff as they move painfully slow and are under lots of regulations and restrictions)2) I haven't yet reached out local banks, but seeing the quotes from brokers makes me wondering if Banks may be better? 

@Loan NguyenAs someone who grew up in the Bay Area (just north of San Francisco), I feel your pain. 

I feel your pain.

Fire this management company and get one that will tell you the truth (even if it's a painful truth).

It can be painful to be on the wrong side of their sentiment.As far as LTR...I like the prospects of Sherman/Denison. 

.: Bitcoin Went Down - Not Quite Ready For Prime Time Just Happened Nov 29 2017 1) Retracement is over due2) Exchange is not used to the influx of demand, all part of growing pains.

Keep it in a package for the seller to sign all of it at once at the time of accepting the offer.  

As someone in the game for more than 30 years, there are cities I have always been interested in, but have no interest in a one-off for myself so this is a great opportunity to get exposure in a market without any of the operational pain.4.