I'm just here to note that an LLC does not offer a single tax benefit, nor does it allow any deductions that aren't allowed without an LLC. 

Offering flexibility has allowed my borrowers to swing into deals they would not have been able to do previously.You’ve made a great point about the importance of being easy to work with and fostering strong relationships with lenders.

I feel this gives me the flexibility to find the right solution for my client and not just sell what my bank offers.

I made a relatively low offer and after one negotiation we settled on a price that was about 45% lower than the original list price.

Is it worth it for someone like me who hasn't done any deals yet, but is going to be making offers on my 1st investment property in the spring?

They used to offer exclusive properties but now it appears that they are pulling MLS listings and will connect you with an agent.

There are a lot of websites that offer the course online, or if you have a college near you, they also typically offer a class that satisfies the pre-licensing requirement.

Right now, the best offers around me are for some 1.3-4 million, that only generated around 100k per year gross, so there would be a high chance of not cash flowing, and paying money, especially with a commercial loan (these buildings have more than 4 units).I was thinking that although the rental itself does not generate money, I would be able to deduct the mortgage interest, and depreciation from my personal w2 income and would be net positive.

That has nothing to do with us but we still offered to help you.

Your Own AccountEmployers usually pick the default HSA provider, but you can open one anywhere that offers a brokerage option.