Both types of contractors have their uses/merits. 

The notion of discounting for knowledge has some merit as I am trying to maximize my time management and don't mind the discount to teach than do.

The wait lists are long, it's easy to fall off and just because you bump the rents doesn't mean they will qualify for assistance on their own merits. 

@Matthew Michels - The answer to your question doesn't change just because you don't like the answer.I'm not arguing the merits of using an agent versus going it alone - you stated you already have an agent.Another thing I meant to add - the answer to many of your questions may very well already be in the MLS - there are entire sections of MLS listings that are not accessible to the public. 

FolksIn Oakland by Lake Merit(1 mile), would you do this? 

Curious what you pros think...stupidest idea ever...or is there some merit?

Other states such as California could follow suit.Instead of arguing the merits of the rules, accept them and move on.

These are people you only have to convince about you and your deal, not the merits of real estate.Networking in the local real estate forum here on Bigger Pockets is another place you may want to become familiar with.

Thanks for discussing the merits of commercial lending.When you work with the lenders, what are the different ways that you can structure a deal in the best terms for the investor?

There is so much merit to each avenue but I feel like if I chose one, I could be wrong or fail or...