Low and behold they just shut down my membership. 

We look for good school systems, low crime and desirable neighborhoods.

Her credit is that low because she is financially irresponsible.

If my spouse wasn’t opposed to moving I would try to buy a new house hack every 12-15 months and use low down payment owner occupied loans for as long as it made sense.

Strong rental markets with low vacancy rates are ideal for long-term holds, while areas with high ARV growth are great for flips.

As I see it, the only ways that real estate pays you well in the first 3-5 years is low to no leverage or a strategy that requires more work (short term rental, mid term rental, rent by the room, etc.).  

Obviously I want to keep my costs low but still want to spring for amenities that would give me a competitive edge compared to other rentals.

The "retire off of real estate" crowd on the internet mostly spouts nonsense or has something to sell. 

Honestly, I think you're estimated expenses are a bit low.

Too many low income apartment buildings near by / vacant buildings.