The first thing I want to point out is that it may be wise, in your thinking, to separate the property itself from the STR business that's being run from the property.In the old days (as recent as 10 years ago), people buy a vacation home to enjoy, and they leave it empty when not in use. 

Last question, how significantly would the APR improve if we leave 30% in vs 25% or 20% on a HELO? 

My cash flow potential has decreased by $229.00, leaving me with $221 at the end of the day, so you can see it has decreased over time by more than 50%.

I’ll leave the higher-paying job solutions to the experts in that field, but I do believe both sides are important to address the larger issue.I appreciate your insight! 

Regardless if it was for tall grass, unlicensed vehicles, leaving the trash out too long, malicious animals, failure to keep snow removed from path to mailbox etc. 

Just leaving it sit without any investment use might not be enough to establish your intent in an audit. 

Whether you do it yourself or have a pro do it, not doing it leaves money on the table.

I work 11-12 hour shifts, five days a week, in a demanding role, leaving me with little free time.

Hopefully the first letter and threat of eviction record will scare them to leave, or it could drag out for months.

At lease renewal increase the rent $50 per month and then the same the following years until it is at market rate and more than likely the tenant will leave on their own and you will have still gotten the rent for that entire time until they moved out and built up your reserves for that property.