Texas does have specific rules regarding home equity loans and cash-out refinancing (often referred to as "Texas Equity Section 50(a)(6)"), but these don’t prohibit homeowners from using funds for investment properties.

Basically almost all the items you mentioned when traveling can be written off to a certain extent.

Is that what you were referring to?

Focus on the big-ticket items and estimate costs.Financing: Whether it's private money, hard money loans, or a traditional lender, make sure your financing is lined up.

Will work on some of these actionable items

The loan does need to be secured by the property being improved if we are talking about a personal residence and personal itemized deductions on Schedule A.

@Jason Tucker Yes, you can't turn them away because of their sex but I've seen some investors who have multiple rent by the room properties "refer" someone to one unit vs. the other.

These are just some of the additional items that will have a significant impact on carrier's rates, your premiums, and whether we start to see the insurance market soften anytime soon or not.

You don’t need a 50 page llan you will never refer too but a one pager with actionable items is my recommendation

For reference, we currently build 1 million homes per year just to keep up with current demand.