Most (not all) HELOCs require that the property is titled to an individual (not LLC) and are full doc, meaning your employment history, income, DTI etc will be factors.

I'm excited to be here and can't wait to bounce ideas off some like-minded individuals!

I think it depends on the individual and opportunity.

@Ilia Zakharav, There's no problem in selling individual units and 1031 exchanging them as individuals. 

Is this the starter or individual plan from invelo being offered with bigger pockets pro?

Most individuals can originate the debt these projects require as well so its not as if your signature is opening the doors to properties these partners couldn't purchase on their own either.  

Most of the ultra wealthy individuals sacrifice a lot to obtain their wealth, and I won’t make those same sacrifices.Similarly, I don’t desire to have 5% body fat because I don’t want to put in the effort required for it.I understand that ultra wealthy is subjective, but the main point stands. 

@Kyle Kulhanek Are you planning to transfer the property into an LLC owned by both individuals on title? 

It is our goal to provide all the tools, resources, education & coaching any individual needs to learn how to build a sustainable investment portfolio to achieve financial independence & generational wealth through real estate investing.It should be noted, that while the Academy is not a requirement to invest with RTR, the individuals that do join the Academy are much more successful long term since they have spent time to clearly develop their own individual investment strategy & plan!

Rental income will still be taxed as Oregon source income, and you will also report it on your California individual tax return as part of your worldwide income.