Some strategies to get around are:1. leverage your current portfolio and buy in cash, increase value, and then refi2. buy Multi-family so your ratios aren't the main factor to lenders3. get in with a lender for high net worth individuals4.

The shorter the prepayment term has an impact on increasing the rate.4.

That way they keep their licenses and ratings.I don't see much of a difference really.Don't keep them out as they will get increasingly suspicious and they might pull your permit for non-compliance.

Do you need to increase rents in the next year to cover your costs?

The state laws (do not quote me) appear to not let these companies increase rates (or its not easy) to pick up the losses.

And over time, as those assets to make our product we sell had a fixed price, the dollar does not sit fixed, our cost of product increases meaning increased cash-flow.

They taught me how to professionally engage the brokers and sellers and submit all-cash offers using THEIR cash. 

At annual rent increases, I do scour Zillow for market rents in the area, which I share with my tenants.

Whether or not you believe there will be drastic changes, we are already seeing increasing weather events with unusual patterns like the hurricane that whipped through Central (Inland) Florida in 2024.

Also the school districts have been increasing property taxes in A LOT of investment properties thus eating some of our profits.