I am just a guy who tends to give illegal advice, I guess.And finally, folks need to be aware that while many travelers pick the nomadic lifestyle for some of the awesome reasons: travel, excitement, variety, some pick it to try and increase their income to a level where they can earn their way out of terrible financial situations or decision making.

I sold my company to a national PMC named PURE,  they have a large footprint in California and are always looking for people at most levels. 

Landlord Locks iCore series locks provide this at an affordable price and with commercial level security.

They're the ones working with those agencies on a regular basis and have the best referrals.As far as recovering the debt, try leveling with the tenant as much as possible so they grasp the seriousness of being sent to collections.

Actually, during COVID (January 2021), mortgage interest rates dropped to historically low levels, reaching 2.65%.Wondering how long will I have to wait for rates to dip below 3% again?

My 2 cents: it sounds like you've got to pick a lane and stay in it, become an expert, and level up in that lane.

Which is not easy for possible for many people (like your husband).Once you really know what to do, the risk level drastically reduces.

If it's currently an STR they should be able to provide you with the p/l statement from prior years so you can see gross rents, operating expenses, average daily rates and occupancy levels.

Odd's are given the scale of it all there will be some level of general cleanup resources made available for private properties.

(Usually you cannot use prior employer history until you have been at your new job for 6 to 12 months, depending on the underwriter to show that you are maintaining the same level of bonus/overtime/commission income that you had at your prior employer).