We don't have kids (might in the future), my husband and I are young and healthy, have stable high-income full-time jobs, and just put in a lot of work to both properties so don't expect huge expenses in the near future.

– Considering Class A properties with established tenants• Less focus on appreciation – Prioritizing income stability over potential future gains Current Opportunity: I’m evaluating a retail property in downtown Portland with:• >80% occupancy, most tenants in place for 10+ years• Decent cap rate (6-7%), NNN lease• Well-maintained, high-quality building, with existing HOA which will take care of maintenance. 

I might try Rta s again in the future. 

If you prefer a nicer home with future equity growth, White House might be the better choice.

One time I had a guest smoke and it went right up the ducts into my unit, it was awful.I'm conscious about how that could potentially affect guests who will be staying in the upper unit in the future.

I want to look into the possibility of a future ADU there as well.

I would recommend looking at a loan with a short prepayment penalty if looking to get cash out, that way you can refinance again if rates drop again in the near future. 

If you ever want to explore other funding options for future flips, let me know! 

I work full time at a decent job, but have quickly learned that I needed to make some changes in my families life by securing our financial future. 

From then I knew real estate investing would be in my future.