I don’t think a three year historical lookback is sufficient.Unless the market fundamentally changed, I would just sit tight.

Too much to recap, but it is very skewed to the "fundamentals of having a successful overall business".

You should either buy with a DSCR up front if the property is eligible and self fund your rehab or hard money for acquisition, do most rehab to common areas with the exception of additional walls prior to refinancing into a long term DSCR loan. 

@Nathan M kiefer To mitigate taxes on a $400K W-2 bonus, maximize contributions to your 401(k) (up to $22,500 or $30,000 if 50+), HSA (up to $7,750 for families), and Traditional IRA if eligible.

Bitcoin has the first mover advantage and network effect that makes it be the first to talk about but is hardly the best investment/speculation vehicle when we speak about fundamentals.

At 90+ days past due, the note investor will be eligible for our buyback option, wherein PPR offers to issue a cash refund for the note purchase price less payments received (payments include principal and interest) in exchange for the non-performing note.

Set for Life by Scott Trenchhttps://a.co/d/51cIiA1Starting with the fundamentals of personal finance will help ensure you have confidence and are able to withstand the risks of real estate and also set your self up to be able to take advantages of what investment opportunities come your way2. 

There are some restrictions so I would encourage you to look into it to see if eligibility applies.

I'm considering taking the route of applying to be an EDEN Housing Program eligible property. 

That is when I opened a solo401K for which i was eligible by a little consulting work I do on the side.